Research Paper No. 4 (2019)
Summary: This research paper presents four articles analyzing various subjects related to the functioning of the Haitian financial system and monetary policy. It covers topics such as bank rate movements, bank profitability determinants, credit cycles, and financial market development with Fintech.
Key Findings
- Pass-through of central bank rates to bank rates in Haiti is weak and asymmetric.
- Bank profitability is influenced by past returns, credit portfolio size, and operating expenses.
- Credit and GDP in Haiti show a co-movement but no causal relationship.
- Fintech can help overcome financial market limitations in the Caribbean, but requires proper regulation.
Full Description
This publication presents four articles analyzing various subjects related to the functioning of the Haitian financial system and monetary policy. The first article examines the movements in bank rates resulting from monetary impulses, highlighting asymmetry in the transmission of monetary shocks. The second analyzes the determinants of bank profitability in Haiti. The third explores the relationship between credit cycles and economic activity in Haiti from 1980-2016. The fourth discusses financial market development and Fintech in the Caribbean region.
How to cite
Bank of the Republic of Haiti (BRH), Research Paper No. 4 (2019), https://www.brh.ht/wp-content/uploads/cahier_0319.pdf